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LTV on purchase price will be dependent on borrowers’ level of experience.
RCD Capital is committed to delivering innovative lending solutions through our forward-thinking loan officers who prioritize our clients’ success over their own financial gain. Our approach combines state-of-the-art techniques with a highly skilled team of finance professionals, allowing us to support real estate investors at all levels of experience and help them achieve success.
FHA loans generally are ideal for Mid to FHA loan requirements. Low-income borrower. The borrower can borrow 96.5% of the total value of the home. It does not require a large down payment. Only 3.5% is required as a down payment. This means it is a great option for first-time homebuyers.
A VA loan is a mortgage loan that created by the United States Department of Veteran Affairs. These loans were created to help veterans achieve the goal to purchase a home. The loans do not originate from the Department of Veteran Affairs.
A reverse mortgage for California is a kind of loan that allows homeowners in the US who are 62 and older, usually who have paid off their mortgage, to easily borrow a part of their home’s equity in the form of tax-free income.
lilyx522022-12-13Ernesto & his team worked efficiently to help us obtain our first loan to buy a home, he put our financial concerns first and made sure his team worked to treat us like a priority. It was a pleasure working with them thanks guys!Nicholas Kim2022-08-31Mia Kim of RDC Capital was referred by a friend. She is fast, professional and always available. Best loan officer.Minhquang Nguyen2022-08-18RCD Capital LLC did the impossible loan where many banks cant do. I own 3 businesses and 1 more opening in dec 2022. RCD was able to refi my home loan with lower interest and cash out for my business in 45days or less. Im glad I reached out to RCD Capital aka Mia Kim. Thank you!!Bob2022-04-07Too bad 0 stars isn't an option. Cannot get anyone to respond to an email or answer their phones. Talked to an LO and then got ghosted. Called a different one and ended up with the same result. No kind of communication or respect for a client. Terrible service. EDIT: I spoke with Steven, Ernesto and then Nick. I can show you emails if you like. 2nd Update: Spoke with the owner. Very condescending, very hostile and threatening. I will never do business with this companyGary Clarke2022-03-11I've done several loans with RCD since 2017. Worked with both Steven Lee and Jonathan Surak. They offer tons of industry knowledge and years of experience. When I have questions or have a loan problem, it's answered and resolved quickly. RCD has been great to work with and I highly recommend their services.ryan yee2021-08-30I'd like to give a special shout out for Steven, Jonathan, Dylan & Mia at RCD Capital. They have been extraordinary! They went above and beyond what any normal lender would ever do for a client! We did a cash out refi on a commercial property & a purchase of a property. 1) The refi on commercial property was a bit complicated from the beginning due to location and time we've had it. The circumstances with the pandemic didn't help either with underwriting and criteria's changing. Everyone at RCD worked hard to take care of every issue that kept popping up. Kept us in the loop to get it done. 2) They also stepped in to help us with a purchase of a property when our partners had backed out at the last minute on the day of signing docs. They stayed with us and worked with us to save our EMD. This was very unexpected when they had no obligations to help us through any of it. We are thoroughly impressed and we will be using them on our future apartment flips / purchases & refi. We highly recommend using them. On a special note: ** I do want to mention that 2 major title companies were very unorganized and one waited almost a month before letting us know that they could not close on a commercial refi. Which is baffling since they did the title work on the purchase. The amount of time that was wasted with no clear communications. It could have just been those branches or personnel, but I've never experienced anything like this before with personal or client deals.David Schumaker2021-06-10Jonathan at RCD capital was extremely helpful, very professional and has closed several loans on time for us with unique programs that I could not find anywhere else. Recommend highly!Dan C2021-01-27I cannot say enough about the service I got from Steven and Luis. They kept me up to date with any updates regarding my loan. They were very prompt when I had questions and made this transaction as smooth as possible. Thanks Steven and Luis!Maggie Negrete2020-05-28I was referred over to Steven by a family friend, and I am so glad I reached out to him. Steven helped me out so much with a loan and was so efficient. He communicated everyday with me on the status of my application. Luis was also very helpful with collecting the documents needed. I will definitely see Steven again down the road. Thank you so much Steven and Luis! I will recommend RCD Capital to family and friends. Above and beyond 5 stars!David Schumaker2019-01-29Jonathan Surak at RCD Capital was absolutely wonderful to work with. He offered unique loan programs, and was able to get a difficult deal with extremely short timing requirements closed on time and exactly as planned. His attentiveness to the process and professional communication was very much appreciated. I recommend Jonathan and RCD Capital highly.
Copyright 2023 ©. RCD Capital is licensed as a California Finance Lender under the Department of Financial Protection and Innovation License Number 60DBO-76030. Arizona Banker License 1048291. NMLS 1722515. RCD Fund is licensed as a California Finance Lender under the Department of Financial Protection and Innovation License Number 60DBO-127307
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